Employees: This page is a current reference* to your HR questions. *This is solely provided for Informational/Professional use. 


 A REFRESHER ON FURLOUGHS - Federal Shutdown & other related cases


ACA (Obamacare): New Federal Ruling - No Healthcare Changes for Now and 2019

1- Texas Federal Judge Ruling:  Affordable Care Act is Unconstitutional 2- Open Enrollment Ends Tonight: NO Changes on ACA for 2019


07/10/17: State & Federal Medical Marijuana Laws.  

ACA (Obamacare): Healthcare Changes

ACA - AHCA and The Better Care Reconciliation Act:

04/30/17: What employees and employers need to know about what is at stake: 

04/30/17: On Small Business concerns re. Healthcare:  Small Business Health Fairness Act of 2017

On questions that many could have on ACA here is link for reference on Q & A.


Overtime Rules: News Updates 

I will start a compilation and timeline of the latest news on OT rules here as a quick reference

11/28/16How to Proceed After Last-Minute Overtime Rule Freeze

Q: What about OT challenged by States ? Does it change anything?  (10/24/16)
Q: We are called for a meeting. It is about the OT change. Is it going to lower my paycheck? (10/19/16) 
      A: The New Overtime (OT) rule should not change hourly rates of pay. You will most likely learn that OT will no more be allowed, or will be mostly restricted to very limited circumstances.
However if you are salaried, the OT rule might bring a change in your job classification or description, with maybe its implications in your rate of pay. In any case, it will not reduce your pay. In the best case scenario, it will bump your salary level. It is really up to what policy your company is going to opt for.            

Q - Delayed?  (9/30/16)


Sharing this article posted on LinkedIn by Jonathan Segal, management lawyer, on "How to Prevent Presidential Debates From Becoming Disruptive Workplace Debates." This is a good source as an answer to today's concerns in the workplace. (09/27/16)


If over 65 What about Medicare and Insurance ? (8/18/16)

 Q: A co-worker tells me that because I am over 65 the company cannot force me to keep my insurance. I do have Medicare but I pay x$ per paycheck for my insurance and I also pay for my Medicare.

A:  No employer can "force you" to enroll in employer-sponsored insurance: it is a benefit. You may opt out, especially if you are 65. Read about it here. As long as you are employed, your primary insurance will be your work-related one, and Medicare will be secondary. Evidently if you decline your "work" insurance, you will have Medicare as primary and can also get some Medicare supplement. 
Food for thought: your work insurance could provide more coverage (benefits) than Medicare. Make sure you weigh the pros and cons. Read more about Medicare enrollment here.
Employers offer wellness programs also. It could be helpful if you have special needs. Read about wellness programs here and more here
Basic Things to know about Medicare:
- Part A: Hospital
- Part B: Medical
- Part D: Prescription drug coverage
You may read more about it here

And finally, read this to get a better insight on cost of healthcare during retirement. Beware: Medicare does not cover as much as you might think or expect. 
Q: Why is my premium less this year? What HSA means? Why HSA? 

A: Many employees see in less premium, less out of pocket money and bigger take home money. Beware that your company's health coverage might have changed a bit. The ACA has triggered many changes in health care benefits coverage. Employers are trying to offset the rising cost of healthcare. This article will help you understand better how it could unfold.

FSA vs. HSA: What’s the Difference? (11/30/15)

Healthcare Open Enrollment Warning: Watch out For "Skinny Plans" (10/27/15)


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